It’s sometimes said that the tears speak deeper than words and it’s probably known that actions speak louder than words and so body language makes us understand the message that we try to convey. In terms of non verbal communication, body language is the most efficient way.

Organ oriented different body language:
When it comes to body language they are simple expressions that we make in face, hand postures, eyes contact and some gestures. They differ with the organs involve.
1)    Smiling:
Smile always conveys a positive attitude of the person and it makes the opponent understand confidence, friendliness and it tells that you are a person whom people like to be with. False smile can bring negative image.
2)    Nodding or Head shaking:
Nodding is done when you agree to something and it’s a sign or signal approval. Disapproval is given when you don’t nod or shake “no” with your head.
3)    Hands on hip:
Standing with hands on the hip implies that we are set to go and act. Depending on the situation it also implies the aggression. However it’s not the welcoming pose but it are the most top postures of youngsters.
4)    Eye contact and attention:
Eye contact with someone ensures that you are listening to them and lack of them would imply that it’s a fact of hiding, lying or even shyness and not enough confidence. Attention span tells how well they like about the conversation and it tells their interest and boring about something.
5)    Hand folding, legs crossed and other postures:
Arms folded gesture generally conveys the most defensive pose or it might be just to calm a person down. Sitting tight with legs crossed imply that their uncomforting or disinterest in communication. Legs tight may be like physical barrier to keep them away from others.

Thus body language will help you mingle in society. However avoid touching people while speaking because it may impose bad image on your character as it implies romantic feel.

Related posts:

1. How to improve your communication skills
2. How to judge a person in an interview
3. How to relax our mind and body

Today to get placed in a good company the most important skill is how effectively you speak with others. Here are some tips so that you can improve your communication skill a much better.

Guidelines to obtain good communication skills:
1)    First when you speak think twice what you want to say, believe in your speech and don’t lose your confidence.
2)    Then after speaking find out what the listeners want from you. Don’t forget to repeat the main points at the end.
3)    Use some Techniques like do Define at least one Acronym.
4)    Use Humor to a certain extent so that the listeners don’t fall asleep. At the end don’t forget to Ask for feedback.
5)    Increase your vocabulary by reading newspaper. Eliminate Audible Pauses when you speak and do have the practice of pronouncing Words Properly.
6)    Eye contact while speaking is very much important. When you speak vary your tone depending upon your speech.
7)    Then when you write do write a purposeful statement. First make an Outline of about what you are going to write.
8)    Do Explain Abstract words. So that there will be more readers for your article.
9)    Use Absolutes and Generalities here and there.

Then the way of your body language is very important be flexible and Likable to others. Don’t forget to be Truthful while you tell anything about yourself. Emphasis the main and major points while speaking.
Don’t take yourself too seriously if so this will create a bad impression about you on others. When you speak in groups be receptive to New Ideas also. Take full Responsibility if anything goes wrong and assure them to rectify your mistakes next time.
Eliminate Negative Feelings before you start any of you work. Have full faith in you and start your work. Give due to Respect the Other Person’s Point of View also. This will improve your leadership quality.

Related posts:

1. How to start speaking English fluently
2. How to set powerful paths to learning
3. How to score good marks in school exams

Researchers say judging a person is really very interesting and important to all people. To be more clear as a person sitting in panel for an interview how to judge a candidate with his / her body language. In this modern world people find many difficulties in facing an interviewer.

However, the interview judger will also have certain ideas to find an apt person for their company. This could be more useful and gives certain ideas for judging a person. The first and foremost thing is the body language and the boldness of the candidate.

The interviewers can ask few questions about the person’s attitude towards life, values and his behavior in past situation for judging the candidates character. Since out of 100%, 10% lies in character. Many companies prefer to relay on paper record, rather than to make this judgment. But the basic qualification and knowledge is still important for a candidate.

For a technical job, the technical skills and knowledge are to be judged and off course required. But, they should not be the key factor in making the final selection of the suitable candidate.

IS TELEPHONIC INTERVIEW SUFFICIENT TO JUDGE ANYONE’S PERSONALITY???
Now day’s candidates are judged by levels in that this telephonic interview is one of the famous for the interviewers. Yes doing telephone interviews is certainly a very useful tool in first stages of the recruitment process, as we can get quite a lot of information from the candidate: his motivation, how he/she comes across, communication skills, and so on.

This also allows you to screen out a lot of not suitable/not very motivated candidates, and thus not wastes your time or their time any further. In fact it works quite well in identifying the two extremes: the very good candidates and downright unsuitable candidates.

So this should be only a part in interviewing. But there are quite a lot of candidates that fall in between which you should definitely have to evaluate at a personal interview.

Related posts:

1. How to prepare yourself for interview
2. How to select a best gift for a person
3. How to start a small-scale business

The stock market in India has stabilized in the recent years, which has attracted a new inflow of investors. Today, the economy of India is exploding with sales of bonds and stocks. If you are eligible, you can stake your own claim by investing in Indian bonds.

Instructions :

* First of all, take a note that you must be an NRI (non-resident Indian) in order to legally invest in Indian bond’s. An NRI is a person who was born in India but resides outside India(another country).

* Many NRIs invest in mutual funds.Mutual fund is a type of bond which allows you to pool your money with that of other investors by purchasing a wide assortment of securities. To invest in mutual fund, NRI’s have to either see an agent at a mutual-fund house or see if your bank offers mutual funds for online investing.

* NRIs can also buy shares through any Indian company. They do this either by visiting a brokerage website online or on-site. They can either directly purchase a share in the company or make a portfolio investment i.e purchasing shares of various companies.

* NRIs can also purchase government-dated securities, Those bonds whose maturities last beyond a year. NRIs can purchase these securities by submitting applications to banks that have been authorised by the RBI (Reserve Bank of India) to sell the securities.

* Lastly, NRIs can buy bonds through PSUs (Public Sector Undertakings) in India. PSUs are companies that perform public-centered activities, such as the energy development and civic engineering.

Related posts:

1. How to invest your money in gold and get profit
2. How to Invest in Commodities in India

Cars are considered a better mode for movement than two wheelers, because they offer comfortable travel experience. Journey through car is more sophisticated than through other vehicles.

However, not all people can afford to buy a new car all of a sudden. Insurance is also a main activity to be done to ensure safety of human life and also the vehicle. Rather than buying a car people spend much in putting fuel for it. Check all the possible fuel option available in the car.

Insurers prefer a few points when they decide the insurance premium for a car. Whenever we buy a car the insurance premium is a remote consideration. The major factors that decide the car insurance premium are car model, year of manufacture, fuel option, even factors like fuel tank, safety devices and accessories.

FUEL OPTION: The premium for petrol cars will be less than that of diesel, compressed natural gas (CNG), liquefied petroleum gas (LPG) by 10-15 % because diesel cars are opted for over usage.

SAFETY DEVICES: Cars with safety devices like gear and steering wheel locks, air bags, anti-theft and life saving devices have more premiums.

ACCESSORIES AND SPARE PARTS: Presences of Accessories like audio-system and spare parts of high quality also decide the level of premium.

CAR COLOR: Car color is also a consideration in India. People using red color car are more in number than white which increases premium.

PROFILE OF OWNER: The lifestyle, profession of the owner also decides the premium. People above 45 years of age pay low premium, whereas young people pay more.

Car has become the basic necessity of mostly, all people in today’s world. Thus, the above points would have provided a good idea for how to make a choice of the vehicle.

Related posts:

1. How to pay the life insurance (LIC) premium online
2. How to Buy Life Insurance for a Child in India
3. How To Become An Insurance Broker In India

LIC of India offers its customers with many sorts of schemes and policies. Regardless of your scheme it can be easily paid through online. The person can pay the amounts to his premium through his credit card or through the bank.

LIC has now gathered his own paying way to make their premium payments through online and in easy ways. Only few premiums can be paid through online and regarding other premium, the LIC is exploring new ways to resolve this issue.

Steps to be followed to pay the premium online:

1)   Visit the LIC site www.licindia.in before deciding the mode of paying the amount. It is the official site referred by Life Insurance Corporation of India.

2)   Create your own username and password in the site by entering into NewUserRegistration form. It then enters into a web page where at the left corner you can find the option “Enroll Policies”.

3)   Click it and enter the policy number to view the premium details. All the relevant and necessary details will be displayed.

4)   Now click on to the “Pay Premium Online” option. The click takes you to the page where the policies and details are displayed, select the policy and click submit button.

5)   This will move to the payment gateway site where the person is permitted to pay his payments through online.

6)   Most of the banks accept the payment for LIC premium but it is better to know whether the mode by which you are going to make the payment is convenient.

7)   The payment confirmation will be instantaneous but in rare cases it may take two to three days of time. The receipt will be issued in one week time.

8)   Take a great care in entering the policy number properly while paying.  

Related posts:

1. How to Buy Life Insurance for a Child in India
2. How to Get Paid for Online Surveys
3. How to Avoid Scams While Taking Online Paid Surveys

Every government requires money in form of taxes to sun the government. Still, the laws vary from country to country on which items should be taxed, who does the taxing and how taxes are spent. If you are thinking of moving to a new country, you might be curious about who taxes you and for what you are taxed on.

In India, there are many different types and levels of tax are present and they are as follows:

Corporate Income Tax :
Many forms of Corporate income taxes are in India. Primarily, Corporate income tax is aimed at domestic corporations, which in India pays a base income tax rate of 35 % with a 2.5 % surcharge. This tax also applies to foreign corporations in India that have economic bases e.g., Hewlett-Packard, Microsoft, Agro-tech. These companies are responsible for paying income tax on 40 % of their income, with a 2 % surcharge reserved for state funding for education. Finally, corporate income tax applies to all individuals working for a corporation. This policy requires that people living in India pay income tax on all income, including income for work done for a corporation that is situated in a foreign country and in a foreign country, such as telecommunications work.

Personal Income Tax :
The personal income tax system in India, is a system of tax percentages based on individuals income. Annual income under 1,00,000 rupees is not taxed, while 10% tax is imposed on income in excess of 1,00,000 to 1.5 million rupees. Earning ranging from 1.5 million to 2.5 million rupees per year brings a tax rate of 20 percent, anything above that will be taxed at 30 to 40 %.Based on the type of income non-citizens have a personal income tax rate. Interest from stock holdings is taxed at a rate of 20 percent, while royalties and technical service fees are taxed at 10 percent. All other personal income are taxed at 30 percent.

Sales Tax :
India imposes a sales tax whenever goods are being sold and bought.According to the type of goods the percentage of taxes varies. Sales taxes includes 1 percent on bullion and precious stones, 4 percent on mass consumption goods and 12.5 % on uncategorized items. Essential commodities like food items, room and board are not taxed along with petroleum, tobacco and liquor, as the state governments have regulatory control the percentage varies from region to region.

Related posts:

1. How Foreign Nationals can buy Property in India
2. How to setup business in India
3. How to Start a Small business in India

State Bank of India which is shortly called as SBI offers a choice of selecting Visa credit card products for residents of India. Some of the cards have benefits such as cash back on purchases or travel rewards, while others offer’s like discounts or make donations to charities. There are also basic credit cards that have lower interest rates with no annual fees and benifits such as travel insurance and few other services.SBI credit card can be applied online through its affiliate website, or directly at the SBI bank branch in person.

Here are few instructions to you on applying for an SBI credit card:

* Visit the State Bank of India website :

http://www.statebankofindia.com/

if you prefer to apply for a card at a local SBI branch. Their website has a location finder to help you in finding the closest SBI branch to you.

* Visit the SBI branch that you choose, and ask the informations on how to apply for a credit card. You will be able to discuss your options with a bank representative and you should fill the required application. You should have a valid photo identification card with you and you should be willing to offer information about your address history, income and assets.

* Visit the SBI section of the India Credit Cards website :
http://www.india-creditcards.com/sbi_creditcards.php, this website is an alternative for applying a card in person.Select the credit card product from the India Credit Cards website and apply for it by clicking the “Apply now” button.

* Fill out the online SBI India Credit Cards application completely, providing information such as your full name, address, telephone number, birth date, residency status and employment information

Related posts:

1. How to Check your Credit rating in India
2. How to Open savings Account with SBI
3. How to Apply for Online Patent in India

Interview is done to enquire about the person knowledge and capability of him to proceed in that job. Interview is the most common method held by companies in the name of selecting the person for the job. Persons cannot be selected randomly he could be selected only through his qualification.

Requirements to be taken and done when we move to interview:

1)   Take the interview card safely with you. Reach the concern place earlier as the person can avoid unnecessary tension.

2)   Take the resume along with you. Resume is nothing like a simple biodata, which consists of all the qualification, personal and course details.

3)   Revise all the technical terms and language-oriented subjects that come under the core subject thoroughly. Do not ever sit idle if you really do not know the answer, try to manage somehow and answer it.

4)   Be careful in listing the subjects under the “area of expertise.” The subjects that the person mentions will be important as most of the question is based on that only.

5)   Generally, all the interviews will have almost three rounds of interview section. Group decision, writing skill, and personal interview are the three rounds in the interview. So be prepared accordingly.

Appearance that to be maintained:

Do not wear a rich look or poor look dress. Wear normal casuals. For boys wear a good colored shirt with neatly ironed pant. If necessary, wear tie. Tug in the shirt will you get inside for interview, it will great good appearance. For women, wear a proper dress, which does not look awkward.

Confidence is very much essential factor to be had. Will doing any actions such as, shaking hands, sitting sir, speaking with persons at interview, and so on, do it confidently. They will not only watch the resume but also the gentle behavior of the person.

Related posts:

1. How to prepare yourself to a wedding party
2. How To Find A Job In India
3. How to Earn Money using Yahoo

India’s economy has accelerated eventhough the all the countries has experienced an economic slowdown. India has one of the world’s fastest growing economies and with its large potential and population, it will continue to be popular for business. For people who are planning to go to India for business purposes, being aware of the business practices will allow for a successful and smooth interactions.

Language :
Hindi is the main language in India, but English is the secondary language.There are many other languages also spoken in the country and in 1961, the Indian census listed 1,652 “mother tongues.” business with foreigners is conducted in English, particularly in the larger cities like Mumbai (The financial hub of India)and capital New Delhi.

Meetings :
Appointments for meetings are mostly set before a month prior to actual meetings, and a confirmation call will be commonly made one or two days prior to the meeting. The ideal meeting time is between 11 a.m. and 4 p.m. or late morning. However, meetings are not conducted during national holidays or certain festivals such as the Indian Independence Day or Diwali.Because family is so important in Indian culture.

Greetings :
When greeting each other, Indians do the “namaste.” They bow and clasp their hands together at their chests as a form of greeting. Foreigners meeting Indian’s can shake hands. However, a foreigner doing the “namaste” instead of a hand shake shows his / her respect for the rich Indian culture. Indians also use titles when speaking to each other. Thus, use “Dr.” or Professor” when necessary.The formal “Madam,” “Miss,”, “Mr.,” “Mrs.” or “Sir” are used if a persons title is unknown.

Politeness :
Indians are very polite and so , if “Possibly” or “We’ll see” is said by an Indian within the business context, it is likely that he / she is actually saying “no.” Diplomacy and politeness are expected, even when a criticism or disagreement is expressed.

Relationships :
Building relationships is a key element to business as Indians prefer to do business with people they have relationships with. Being aware of current news events and recent cricket scores will enable smooth conversation and will help to build a strong business relationship in the long run. Asking about family members is also appreciated.

Hierarchy :
Indian caste system divides its people into hierarchies. For instance, peons are hired within companies to do manual work. If tables and chairs need to be rearranged none, other than a peon, will move it.

Related posts:

1. How to Start a Small business in India
2. How to setup business in India
3. How to start a small-scale business